The type of credit transaction where the merchant never sees the actual card. CNP has the obvious potential for fraud but is vital for newer services such as contactless mobile payments.

Refers to transactions other than point-of-sale where the payment card is not physically present, such as transactions completed online or over the telephone. Generally subject to higher merchant discount rates than transactions where the card is physically present, because there is a higher risk of fraud.

A payment card transaction where the cardholder/card are not physically present — for example, in an online or mail/telephone order sale.

This is when the details on your card have been taken and used to make card not present transactions such as internet shopping, telephone or mail order transactions.

Card not present (CNP) refers to a purchase a consumer makes without physically presenting his or her credit or debit card at the time of purchase. CNP transactions often occur online and are conducte [..]

Literally means that a cardholder's credit card is not physically presented to a merchant at the time of the transaction. This term is used in the payments industry to distinguish e-commerce merc [..]

When a credit or debit card is not present for the payment transaction. Most often used in the e-commerce environment.